Tuesday, March 27, 2012

The Time to Plan for Long-Term Care is Now!

When it comes to long-term care it is better to plan sooner rather than later. The reason is, is that your age and health are the major factors in determining the cost of your long-term care insurance policy as well as your eligibility. The younger and healthier you are the more more affordable it will be and more likely you will qualify for coverage. Most long-term care insurance carriers do not insure past the age of 80, there are very few that will insure up to age 85. In addition, it can be very difficult to get long-term care insurance from any carrier if you have had a health issue or disability that could cause you to be uninsurable.

Also, a long-term care insurance policy isn't always necessarily for the future, it could also help protect too you today. Younger people also do have accidents or illnesses and by owning a LTC Insurance policy it would provide you with coverage to help pay for the cost of your care.

As you can see there is an importance of buying long-term care insurance sooner rather than later. To get quotes and more information visit http://www.ltcsolutions.net/ltc.htm

Wednesday, March 21, 2012

Tuesday, March 20, 2012

Why is it Important for Women to Plan for Long Term Care?

Long-term care is an issue particularly for women. It is often said that long-term care effects women twice in their lives - first being the one to provide the care for a loved one and secondly being the one to need long-term care. Women are most often impacted as being the caregivers for their spouses, which this takes a huge toll on women to care for their husband and ultimately end up being the recipients of care as well.

Women also tend to live longer than men and are far more likely to need long-term care services. 67% of all long-term care insurance benefits recipients are women. In addition, women make up the majority of nursing home residents and those with Alzheimer's disease. This is why it is also important for women who live alone to plan for long-term care.

For more information visit - www.awomensissue.com.

Wednesday, March 7, 2012

What are the Odds you will need Long-Term Care?

Many people are in disbelief that they will ever need hands-on assistance with the basic activities of daily living, such as bathing, eating, dressing, toileting, etc. So they avoid the thought of it all together. The U.S. Government has reported that 70% of people who reach the age 65 will need long-term care services at some point in their lives.

Really, the real risk is either 0% or 100%, and the real question question should be what is the length of time you will need to receive long-term care services should you need the care. If you decide to plan for long-term care by purchasing LTC Insurance you should be prepared for the risk of needing long-term care for many years - you must plan for future costs.

A long-term care insurance specialist will be able to assist you in planning for future costs. To speak to someone about this please visit - www.ltcsolutions.net and complete the secure form.